COAST FIRE Calculator
Calculate when you can stop actively saving for retirement and let your investments grow to reach financial independence.
Your Details
Your COAST FIRE Results
COAST Number
$0
The amount needed before you can stop contributing
Years to COAST
0
Years until you can stop contributions
Retirement Portfolio
$0
Expected portfolio value at retirement
Portfolio Growth Trajectory
Additional Insights
- • Your calculations will appear here after you click "Calculate".
What is COAST FIRE?
COAST FIRE (Financial Independence Retire Early) is a strategy where you save enough money early in your career that you no longer need to contribute to retirement accounts to reach your financial independence goal. The existing investments continue to grow through compound interest until retirement.
Once you reach your COAST number, you can reduce your work hours, switch to a lower-paying but more fulfilling job, or simply redirect your savings to other goals while your retirement takes care of itself.
How to Use This Calculator:
- Enter your current age and target retirement age
- Input your current investment portfolio value
- Enter your expected annual expenses during retirement
- Set your expected investment return rate and inflation assumptions
- Click "Calculate COAST FIRE" to see your results