SSS Pension Calculator

Calculate your estimated Social Security System (SSS) pension benefits based on your contributions and service years.

Pension Calculator

₱

Your average monthly salary during your contribution period

Minimum of 10 years (120 monthly contributions) required

Your Pension Estimate

Monthly Pension

₱0.00

13th Month Pension

₱0.00

Annual Pension

₱0.00

Retirement Date

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This is an estimate based on the standard SSS pension formula. Actual pension may vary based on other factors such as additional benefits or policy changes.

How It's Calculated

The SSS Pension is calculated using this formula:

P300 + (20% of AMSC) + (2% of AMSC × [CYS - 10])

Where:

  • AMSC: Average Monthly Salary Credit
  • CYS: Credited Years of Service

Note: The minimum pension amounts are:

  • ₱1,200 if member has less than 10 CYS
  • ₱2,400 if member has 10-20 CYS
  • ₱3,200 if member has more than 20 CYS

Eligibility Requirements

To qualify for SSS pension, you must meet these requirements:

  • At least 60 years old (optional retirement) or 65 years old (mandatory)
  • Separated from employment or ceased to be self-employed
  • Have paid at least 120 monthly contributions prior to the semester of retirement

The SSS Pension Calculator is a user-friendly tool that helps Social Security System (SSS) members in the Philippines estimate their retirement pension benefits. Users input their Average Monthly Salary Credit (AMSC), Credited Years of Service (CYS), and expected retirement date to receive a detailed breakdown of their monthly pension, 13th-month pension, and annual pension.

How to Use the SSS Pension Calculator Online

Estimating your SSS pension is quick and easy with the SSS Pension Calculator. Follow these steps for instant results.

Step-by-Step Instructions:

  • Enter Average Monthly Salary Credit (AMSC): Input your average monthly salary (e.g., ₱20,000).
  • Enter Credited Years of Service (CYS): Input years of service, minimum 10 (e.g., 25).
  • Select Retirement Date: Choose your expected retirement date (e.g., May 1, 2025).
  • Calculate: Click “Calculate Pension” to generate your estimate.
  • Review Results:
    • Monthly Pension: e.g., “₱10,300.00.”
    • 13th-Month Pension: e.g., “₱10,300.00.”
    • Annual Pension: e.g., “₱134,900.00.”
    • Retirement Date: e.g., “May 1, 2025.”

Why Use the SSS Pension Calculator Online?

The SSS Pension Calculator simplifies retirement planning for SSS members. Here’s why it’s exceptional:

  • Input Fields: Enter AMSC, CYS (min 10), and retirement date.
  • Pension Calculation: Uses SSS formula: ₱300 + (20% AMSC) + (2% AMSC × [CYS – 10]).
  • Minimum Pensions: Applies ₱1,200, ₱2,400, or ₱3,200 based on CYS.
  • Output Details: Monthly, 13th-month, and annual pensions, formatted retirement date.
  • Educational Sections: Covers formula, eligibility, and minimum pensions.
  • Free and Accessible: No cost, no registration, works on any device.

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